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Baby steps

November 4th, 2010 at 02:12 am

I am now eligible for my companies 401K plan, so I signed up this month to start contributing. I have started off with a 10% contribution and will get the full 4% match offered by my employee. We have not made any contributions to retirement in a year, so we need to catch up as much as possible. I will monitor our finances closely the next few months to see if we can up our contributions.

Both my husband and I received our first credit cards this month and will start building credit history finally.

Posted in Credit Cards, Retirement, 2010 Goals | 3 Comments »

3 Responses to “Baby steps”

  1. Ladya70 Says:
    November 4th, 2010 at 11:24 am 1288869883
    1288869883

    Please be careful with those credit cards and not get in over your head. Congrats on your 401K contributions.

  2. Homebody Says:
    November 6th, 2010 at 03:19 pm 1289056794
    1289056794

    Wow you have been gone for a while. Welcome back! Good for you on the 401K. My OD just switched jobs and I keep reminding her to sign up for her 401K as soon as she is eligible.

  3. Jerry Says:
    November 12th, 2010 at 09:47 am 1289555269
    1289555269

    Congratulations on being able to take that step with the 401k, and I hope it leads to great things over time. I echo the above sentiments -- be wise and incredibly careful with those credit cards, so you have some insurance that you don't undermine your other progress! Good luck...
    Jerry

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